Welcome to Payday Loans UK

Run out of cash on the less rosy side of payday? Bills on the doormat? Bank account looking grim? Cold comfort perhaps, but welcome to the same daily reality of thousands all across the UK.

If bills are going to turn up unannounced, you can bet your last penny that they’ll do so just as you’ve kissed your last penny goodbye. So what to do? Ride it out and take the resulting fines and penalties on the chin? Hide in the dark and hope the problem goes away?

You could try, but chances are you’d be in much safer hands with one of our payday loans…

No matter where, when or why you’ve found yourself facing a bit of a cash crisis, we’re here to help put the pieces back together. Unlike major lenders, we specialize in helping with the minor slip-ups in life where all you need to get things back on track is a small sum of cash in a hurry.

And when we say in a hurry we really mean it – from reading this to having a payday loan in your bank account takes as little as 15-minutes! Or in other words, whatever it is that prompted you to visit us in the first place could be off your mind in a quarter of an hour!

Applying for a payday loan really couldn’t be easier and if you meet the basic criteria you’re almost guaranteed to qualify. All we ask is that you’re at least 18 years of age, a permanent resident of the UK, have a regular source of income and own a bank account…that’s it!

We’ve no interest in your credit rating, we won’t be calling your boss and we don’t even care what you plan on spending the cash on – just tick all of the above boxes and chances are you’ll have the cash quicker than you’d believe.

Thousands of people all over the UK have already used our payday loan services to help keep their everyday lives on the straight and narrow – what we do best!

We’re fully understanding of the fact that a little help at the right time can make all the difference in the world – we’re here to offer that help when nobody else can, or will!

Words of advice

Take out a payday loan as an easy means of scoring free cash to do what you want with and chances are you’ll find yourself on a slippery slope to huge fees and charges in a short period of time. Payday loans are designed to help sensible souls out of modest financial pickles on something of a one-off basis – they aren’t offered for those already facing mounting debt have less-than perfect habits when it comes to borrowing.

Or to put it another way, the outcome of a payday loan is 100% decided by the applicant and their actions.

On the other hand, take out a payday loans knowing that no matter what may happen over the next few weeks you can pay it back and you’re onto a winner. If you’re already in pretty comfortable financial circumstances and just need to right a minor wrong before it turns into something all the more nasty, a payday loan can more often than not hit the nail on the head like nothing else on the market today.

Cash hiccups

What makes a payday loan different from a conventional loan is that way in which they’re offered with the real needs of the everyday Brit in mind. Everyone knows how a missed bill, broken down car or empty fridge can be an absolute nightmare when payday’s still a week or two away, but do major lenders seem to give a damn?

Of course not

So, what’s needed it a means by which the average person can address these equally average and everyday cash hiccups without having to incur the wrath that always follows a financial slipup. From interest fee hikes to penalty charges and then that delightful life-changing credit score damage, there really is a lot to be said for sensibly using payday loans instead of burying your head in the sad and ignoring cash hiccups.