How it Works

Payday Loans in Three Easy Steps:

You can take home a fast cash loan in a matter of hours and put the cash crisis plaguing your day well and truly to rest. We are fully committed to matching our customers up with their ideally suited financial product from the hundreds on the UK market today. Put simply, if there’s a perfect payday loan out there for you, we’ll send it your way in the fastest time, every time.

In fact, you’re only ever three steps away from the cash that could make the difference between an easy life and an outright financial disaster. All you need to do is:

  • Fill out the quick and easy online application form found on this website
  • Wait for a quick decision on lender and agree to the terms and conditions returned
  • Watch the money fly into your bank account in what could be less than an hour

Your Details

As far as the information we need from you, rest assured we’ve no intention of giving you the third degree or prying into your past. In fact, the only boxes you need to tick in order to apply for a payday loan are those of being over 18 years of age, permanent UK residency, regular employment and a valid bank account…that’s it!

As such, all you need to let us know to get the ball rolling is:

  • Your name, date of birth and home address
  • The sort code of your bank
  • Full bank account number
  • Your National Insurance number
  • Two ways of getting in touch with you
  • How often you get paid and when your next two paydays will fall
  • Time at present address

And again, that’s all there is to it!

Many of the above details are asked for only in accordance with UK regulations in order to minimise fraud – us or our lenders will very rarely choose to make contact with you unless any problems are encountered along the way.

For more information on the personal data we store and how it is used, please refer to our privacy policy.

As soon as we have the above details from you, a decision will be returned in minutes. You’ll then receive an electronic copy of the loan agreement and should all be in order, the cash will be yours to do with as your wish as soon as on the same day.

And as far as repayment goes, you’re able to specify a date of your choosing within the next 30 days for the full amount to be transferred back from your chosen bank account – by default however we always recommend your next payday, just to be safe.